Pattern Welcomes Joyce Segall as Head of Underwriting

Pattern is delighted to announce the appointment of Joyce Segall as Head of Underwriting.

Joining the US office, Joyce brings over 20 years of experience in underwriting and product development. Her previous roles have included leadership positions focused on innovation, underwriting, end-to-end product development and strategy on a global scale.

Most recently, in her role as President at AccuRisk Ancillary Solutions LLC, she developed products focused on gaps in coverage, addressing unmet needs in specialist areas, including benefits, carjacking, maternity, surrogacy and COVID-19.

Joyce’s new role as Head of Underwriting has a global reach. She will use her wealth of knowledge in ideating, developing, and implementing new and enhanced insurance products and services to assist partners in creating protections that give lasting value, customer loyalty and ancillary revenue.

“I’m delighted to join Pattern’s team of bold, innovative and talented individuals and look forward to continuing to foster the company’s innovation culture,” said Joyce. “I’m very impressed with how Pattern has created easy-to-use embedded insurance capabilities and game-changing real-time parametric solutions. Pattern’s parametric technology will revolutionize coverage and adjudication, changing the landscape of operational administration for our insurance carrier partners. I look forward to building on this foundation and creating more state-of-the-art customer experiences.”

Meitav Harpaz, Co-Founder and CEO of Pattern, comments: “I am excited to welcome Joyce as she joins us as part of our focus to grow our insurance capabilities in the US at a pivotal time. One of our core strengths is in our ability to quickly bring to market elastic and highly customized protections that fit any business need. However, the US market is so highly fragmented and complex to operate in, that embedding some of the insurance products at scale is a big cross-functional challenge. Joyce’s experience working across the entire insurance product development lifecycle is an incredible force multiplier for our team and partners and she will lead a lot of our growth opportunities in the US region and beyond.”

Joyce joins our fast-growing global InsurTech MGA that empowers online travel, recreation, and events companies to design, build and distribute innovative insurance offerings seamlessly in their customer journey. Pattern leverages emerging technology and data to create an amazing customer experience. Pattern operates globally and our products are integrated into leading brands, including Amadeus,, Gulliver, Liknoss and Variety Cruises


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